You probably don't know this, but Temple has been surprisingly strong on the defensive side of the ball. They rank Top 10 in the country in yards per play allowed! I believe the defense will keep the Owls in this game vs. UCF until the very end, so take the points.

If you only looked at the final score of Temple’s last game, you’d just assume they were dominated by Memphis as it ended up being a 24-3 loss. However, that’s not the case. The Owls shut Memphis out for more than a half with the first points allowed being a TD late in the third quarter. Two of Memphis’ TD drives began in Temple territory.

So as long as Temple’s offense takes better care of the football this week, count on them not giving up many points to UCF. For the season, they are allowing just 16.8 points/game and the most they’ve allowed to any one opponent is 30. With that kind of defense, it’s pretty crazy that we are getting more than three touchdowns here.

Now Temple’s offense is obviously not very good. But UCF was certainly struggling for a while there against SMU last week. The Golden Knights had just 10 points going into halftime before they caught fire coming out of the break. Despite winning 41-19, total yards were basically even in that game and SMU finished with seven more first downs.

UCF is not just 0-4 ATS following their previous four ATS wins, but they are also 0-5 ATS following a straight up win by 20 or more points. This is a good spot to fade them against what has been a surprisingly excellent defense. 10*