The Raptors play well at home and have been a good covering team, covering five of their last seven home games. They have also played well against Charlotte, winning their last seven home meetings with them. Charlotte is in tank mode and won't be trying to win this game in any fashion which will make it easier for the Raptors to win and cover. Charlotte has struggled on both sides of the ball this season. Take Toronto at home in this spot.

Best bet: lay the points with Toronto.