#127 ASA TOP PLAY ON 10* Cincinnati -3.5 over Indiana, Saturday at 12 PM ET - After finishing with a solid 6-2 record but we felt they were due for a regression this year. The benefitted from a +8 turnover margin last year, they were outgained on the year despite their winning record, beat only 1 team that ended last year with a winning record, and their QB isn’t anywhere near 100%. Michael Penix is just 8 months removed from a 2nd ACL tear on the same knee. Our word from IU is that he is probably only 80% at best. You can see it in his play. His legs were a big part of his success at QB and he isn’t comfortable running yet this season. He’s very uncomfortable in the pocket with pressure, which is understandable, but that does not lead to success throwing the ball. He’s barely averaging 4.0 yards per pass attempt which means IU has become a dink and dunk offense. Their running game has been poor averaging 2.5 YPC vs Iowa and 3.6 YPC vs a bad Idaho team. That means in order to beat Cincy, most likely Penix will need a huge game and we just don’t see it. The Bearcats defensive front is every bit as good as Iowa’s who put constant pressure on Penix and held the Hoosiers to just 6 points. They bounced back after that loss and beat Idaho but not nearly as impressive as the score indicated. IU averaged just 4.8 YPP vs the Vandals and had 2 special teams TD’s in the game. Cincy was one of the best teams in the nation last year going 9-1 with their only loss coming by 3-points vs Georgia in the Peach Bowl. They return many key players from a great defense that allowed 16 PPG and just 4.6 YPP. They also bring back one of the better QB’s in the country as Desmond Ridder threw for 2,300 yards, 19 TD’s and rushed for almost 800 more. The Bearcats have won their first two games by a combined score of 91-21. That includes a 49-14 win over Miami Oh in week one and the Redhawks turned around and nearly won at Minnesota the following week showing how impressive that Cincinnati win was. We’re laying points on the road here but Cincinnati is the much better overall team at this time. Once Penix gets back to 100%, the Hoosiers will be much better but he’s nowhere near that right now. Lay it.