The set-up: I think Minnesota comes in complacent here after two straight wins, most recently a 21-14 victory at home over Fresno State. Miami Ohio on the other hand is looking to atone after a 21-0 "dud" loss to Cincinnati.

The teams: Redhawks' QB Gus Ragland had 357 yards passing in Week 1's loss to Marshall, but he was just 22 of 41 for 139 in last week's loss. WR James Gardner has been a bright spot early with 142 yards over the first two games. Miami Ohio has looked decent defensively in the early going as well, last week limiting Cincinnati to just 233 total yards. Note that he pass defense was ranked 41st last season.

Last week the Golden Gophers limited Fresno State to 299 total yards. QB Zack Annexstad had 175 yards in the win. But the victory came at a major cost, as note that star RB Rodney Smith was lost for the season with a knee injury. He is arguably the best player on the team and it's a major blow to the team's psyche.

The pick: With a game at 2-0 Maryland next week, I think this does indeed set up as a classic "trap" game for the Golden Gophers. No outright, but closer than expected. Grab the points.