The set-up: Tulsa comes in off a 29-20 loss at home to Arkansas State, while Temple comes in off an upset 35-14 road victory over Maryland. When these teams faced off last November 25th, it was Temple that ran away with the high-scoring 43-22 victory. While last year's total flew well above the number, I think the 2018 match-up will produce a much lower-scoring combined final score.

The teams: Tulsa is averaging 26.3 PPG and it's allowing 28. QB Luke Skipper has 521 yards, four TD's and three INT's to this point. He also has 109 rushing yards and another major score on the ground. Shamari Brooks has 310 rushing yards and four TD's. Last week the Golden Hurricane was out gained 409-339.

The Owls opened the season 0-2, before last week's surprise victory over the Terps. Temple had a ridiculous 429-195 yardage edge in the end. Overall the Owls average 27 PPG and allow just 23. QB Frank Nutile has 401 yards passing, four TD's and four INT's. RB Ryquell Armstead has 256 yards on 54 carries.

The pick: Take it for what you will, but Tulsa has seen the total go "under" the number in four of its last six after two or more consecutive SU losses, while temple has seen the total go "under" the number in 11 of its last 17 as the favorite. This number is high, play the "under."