The set-up: Last weekend the Terps annihilated then No. 21 Syracuse 63-20 as an underdog and I believe it's in line for a classic "letdown" here. Temple destroyed FCS Bucknell 56-12 in its opener, and then enjoyed last weekend off as its bye. Fresh and focused, I think the home side will at the very least, take this one right down to the wire. And if recent history is any precedence, then the home side has to be loving its chances today, as note that in last year's matchup at College Park, the Owls emerged with a 35-14 victory.

The pick: Temple QB Anthony Russo started on the road vs. the Terps last year and was 15 of 25 for 228 yards, one TD and an INT. Maryland has plenty of offensive talent, especially at the QB position with Josh Jackson, but the overall conditions favor the hungry and rested home side in my opinion. No outright, but closer than expected. Grab the points.

8* play on Temple.