The set-up: St. Joe's is only 2-8 and it enters having lost seven in a row. Most recently the Hawks fell 78-66 to No. 20 ranked Villanova. Temple is 6-2 with quality victories over USC, Texas A&M and Davidson. So will the Owls get caught looking past their lowly opponent? I think in some small way they do. Temple only allows 60 PPG, but the Hawks have shown a propensity to score on the road this year already, averaging 74 PPG. Yes the Hawks have been terrible defensivel, but they catch a break here facing a Temple offense which isn't running away from anyone.

The pick: Additionally note that St. Joes is 6-1 ATS in its last seven off a home loss, while Temple is just 10-15 ATS in its last 25 as a home favorite, including 0-3 ATS this year. I think the hungry visiting side keeps this one competitive late, so I'm grabbing the ample points.

8* play on St. Joseph's.