Several experts have said this is too many points to lay on the 49ers. Why? They beat Seattle by 18 at Seattle a few weeks ago. They have beaten every team they have faced since getting Trent Williams and Deebo back and adding Chase Young to the pass rush rotation by an average of 21.25 points. A letdown game - at home against a division rival when they might still have a chance to get home-field advantage and a bye in the playoffs? Not a chance. I would buy down the hook and make this 10 points.