Both teams are giving up 350+ yards per game, but in different categories: Ravens being highly suspect in the secondary allowing an avg of 258.8 yards per game through the air, and Carolina 139.2 rushing yards per game (and 223.2 yards in the air). It's reasonable to believe that the weather, and coaching plans of making the other QB do what its not best at; contributes to an UNDER situation, however the fact that Baker Mayfield is the starting QB this week for Carolina and his previous numbers and comfortability in Baltimore should be enough to compete at least. I'm not a brave enough man to take the Panthers +13 or Ravens -13, but I'm confident in the number overall going over 41 and will give Carolina credit for winning the game vs ATL and putting themselves in position to have something to play for this season (wildcard). Lamar and company are coming off BYE and I see him playing at an elite level to throw himself back on top of the MVP discussion while Jalen Hurts has started to taper off.

Official Play: Over 41

Side Bet: Baker Mayfield OVER 0.5 passing TD's (-130) GREAT VALUE