The Rutgers Scarlet Knights will face the North Carolina Tar Heels in the Quick Lane Bowl on Boxing Day. Rutgers finished the season strong winning 41-38 at Maryland in it's last game of the season. I like the Scarlet Knights getting points here against a North Carolina team that hasn't played well defensively.

Here are my keys to the game:

1. Gary Nova - The Knights QB is coming off a huge performance against the Tar Heels, throwing for 347 yards and four TDs. This will be his last game with Rutgers, and he'll want to go out on a winning note.

2. Tar Heels Defense - North Carolina allowed an average of 38.9 points per game this season, ranking 119th nationally. They surrendered 388 rushing yards in a loss to N.C. State in their last game.

3. X-Factor - The Scarlet Knights are 6-1-1 ATS in their last 8 Bowl games.

Selection: This is a play on the Rutgers Scarlet Knights (8*)