*8* MASSACRE on South Florida.

The South Florida Bulls will host the Temple Owls this Saturday, and South Florida will be getting points at home. The Owls have been a popular pick lately, as they only have one loss this season and that was a close game at home against Notre Dame. If you look at their schedule though, they don't have any impressive wins on the road, and played close games at Cincinnati, Massachusetts and East Carolina. This will be their first road game against a conference rival that has a winning record within the AAC.

Here are my keys to the game:

1. Previous History - The Bulls have four losses, but three of those came against teams that are currently ranked: Florida State, Navy and Memphis. They are 3-1 at home, with the only loss coming by a score of 24-17 to Memphis.

2. Marlon Mack - The Bulls running back is second in the conference in rushing, and he's averaging 5.8 yards per carry, going over 100 yards in four of his last five games.

3. X-Factor - South Florida still has plenty to play for, with a chance to become bowl eligible, as well as a slim shot at winning the conference.

Selection: This is a play on the South Florida Bulls (8*)