The set-up: Neither team is doing very well this year. Montana state is 4-7, while Northern Arizona is just 2-9. But after beating Southern Utah 92-62 this past Saturday, I think Montana State will take a step back here. Overall Montana State averages 72.7 PPG, while allowing 81.9. Northern Arizona averages 72.1 PPG and it allows 81.1. Most recently the Lumberjacks fell 86-73 to Montana last weekend.

The pick: Take it for what you will though, but Montana State is just 8-21 ATS in its last 29 after covering the spread in its previous game, while Northern Arizona is still 13-9 ATS in its last 22 at home and 9-2 ATS in its last 11 after five or more consecutive losses. I think the "hungrier" teams finds a way to get the job done here. Play on Northern Arizona.

10* play