The set-up: I think the 2-2 Bulls come to town complacent after their big upset win over Temple last week. This is the first conference game for both teams and I believe the Bulls stumble on the road. The RedHawks won't be lacking for motivation here as they're 1-3. A closer look at Miami-Ohio's win/loss record though sees that it's played the much tougher competition, including a humbling 76-5 loss to Ohio State last time out. Miami Ohio also plays with revenge here after falling 51-42 at Buffalo last season.

The pick: Note though that the home team has covered in four of the last five games in this series. Buffalo' QB Matt Myers was only 9 of 15 with no TD's last week and was picked off once. The Bulls got 217 yards rushing and held Temple to only 31. But I like Miami Ohio' QB Brett Gabbert at home here as he looks to bounce back after last week's embarrassment. Gabbert still has 529 yards, two TD's and two INT's despite last week's blowout setback. Miami has covered in eight of its last nine MAC games and in four of its last five at home. Look for the "hungrier" team to get the job done this afternoon.

8* play on Miami Ohio.