The set-up: The Raiders beat the Broncos at home in Week 1, but they've since dropped two straight. So far Raiders' QB Derek Carr has four TD's and three INT's. With an upcoming game in London England, the road ahead isn't going to get any easier for Carr and company, who will clearly be given the green light from start to finish in this one. The Colts have done better than expected with Jacoby Brissett, who currently has 646 passing yards with seven TD's and one INT.

The pick: On paper the Colts are the better team. But the Raiders have talent and they're definitely the "hungrier" dog in this fight. The Colts come in complacent in my opinion and note that they're just 2-6 ATS in their last eight after two or more consecutive wins vs. the spread. The Raiders have struggled in most ATS categories the last few seasons, but note that they're 5-1 ATS in their last six after allowing 30 points or more in their previous outing. I'm banking on a "nail-biter." Grab the points.

8* UPSET SPECIAL on the Oakland Raiders.