The set-up: The Rutgers Scarlet Knights are 0-4 and they're down to their third string QB. They won't be lacking for motivation here though. Last week Rutgers lost 48-7 to Maryland. Overall the Knights average only 14.2 PPG, while allowing 36.2.
The pick: But I think the well rested Hoosiers get caught "looking past" their lowly opponent today to their back to back road games at Maryland and Nebraska respectively. Last year Rugers lost this game 24-17 and I'm expecting a similar final here as well. Lastly not that Rutger is 10-3 ATS in its last 13 after playing two straight conference games, while Indiana is a poor 3-7 ATS in its last ten after one or more consecutive victories ATS (lost 40-31 to MSU two weeks ago, but easily covered with the large spread.) The stage is set for a more competitive battle than what this line would suggest.
9* PLAY-BOOK on Rutgers.