The set-up: Memphis is 6-1 and bowl eligible, while Tulsa needs to string some wins together at 2-5. The Tigers lost their first game of the year, but have since reeled of six straight to become eligible, including a 47-17 victory over Tulane last time out. But with a game against Conference leader SMU up next weekend, I have a hard time seeing Memphis not getting caught "looking ahead" to that much more high-profile contest. Memphis' QB Brady White threw for five TD's in his last game, but I think he and the rest of his team do indeed come in complacent here after their sixth win of the year.

The pick: Tulsa is averaging only 21.9 PPG, and it's allowing 31. It's faced three straight difficult opponents though in SMU, Navy and Cincinnati, as QB Zack Smith had a 10:6 TD:INT thus far. Memphis though is a poor 6-10 ATS in its last 16 after scoring 42 points or more in its last game, while Tulsa is 5-2 ATS in its last seven off a loss by ten points or more to a conference rival. I think Tulsa plays with heart and takes the Tigers down to the wire. Grab the points.

8* play on Tulsa.