The set-up: Liberty is 5-3 and UMass is 1-7. The Minutemen were just crushed by lowly UConn last time out and while they'd love to play "spoiler" to the Flames here, who need just one more win to become eligible, I just don't see it happening. Liberty comes in off a humbling 44-34 loss to Rutgers as a favorite last time out and it'll not be taking anything for granted after that embarrassing performance. The Flames have to contain UMass RB Bilal Ally, but beyond him the Minutemen are thin.

The pick: On the flip side, Flames' QB Stephen Calvert will have no issues moving the ball vs. this porous UMass secondary (note that Calvert has 2,164 passing yards, with 16 TD's and only three INT's.) UMass is also just 1-4 ATS in its last five at home, while Liberty is 3-0-1 ATS in its last four after allowing 200 yards or more in its previous game. I like Liberty to come in focussed and to dominate in all three phases. Lay the points.

8* play on Liberty.