The set-up: This is a "make or break" game for both teams in many respects. The Titans are 4-4 and the Panthers are 4-3. The Panthers were on a four-game win streak until last week's 51-13 setback to San Francisco. Tennessee enters off a 27-23 win over Tampa Bay. Ryan Tannehill was 21 of 33 for 193 yards and three TD's for the Titans last weekend. Panthers' QB Kyle Allen has filled in admirably for Cam Newton, entering with a 4-1 record and I think these two hungry QB's lay everything on the line today for their teams as they get out to push the pace from start to finish.

The pick: Tennessee has seen the total go over in its last four as a road dog of seven points or less, while Carolina has seen the total soar over in nine 13 as a home favorite. This number is a tad low.

8* pick on the OVER Titans/Panthers.