The set-up: CMU improved to 6-4 by beating the NIU Huskies last weekend and now that the Chips have earned eligibility, I'm expecting a predictable letdown here. The Cardinals though are running out of time at 4-5. Ball State had won three in a row, but it comes in off back-to-back defeats, the last a heart-breaker in the final moments to WMU last weekend.

The pick: Quinten Dormady completed 18 of 24 passes for 288 yards and three touchdowns for the Chips last weekend, but Ball State is allowing only 227.6 yards through the air on average this season. The Cardinals had 261 rushing yards in last week's loss. As stated off the top though, after its sixth win of the year, I think CMU takes a step back here vs. this hungry home side. And note, CMU is just 1-3 ATS in its last four off an upset win as an underdog, while Ball State is interestingly already 3-0 ATS this year after playing its last game on the road. Lay the points.

8* play on Ball State.