The set-up: Navy was 11-2 last year, but it enters having lost dynamic play-making QB Malcom Perry. Dalen Morris is now in charge of running the triple option, but he'll obviously need at least a few games under his belt to gain chemistry. Expect to see a heavy dose of Navy's two top RB's from last year in Jamale Carothers and Nelson Smith. The defense was also a strength last season, allowing just 22.3 PPG.

The pick: BYU was 7-6 last year, but the Cougars should definitely improve with 15 starters returning, including eight on offense. That includes QB Zach Wilson, who will look to improve upon his 11:9 TD:INT. Look for BYU to also lean heavily on its running game here on offense, as its top three RB's return this season. Also note that the defense was strong for the Cougars last year, allowing just 25.5 PPG and that unit should be much stronger with 12 of its top 14 tacklers returning. This one screams "under," with both teams looking to establish the run while on offense. This number is high.

The is a 10* TOTAL OF THE MONTH on the UNDER BYU/Navy.