The set-up: Willie Taggart has FAU at 3-1, the Owls only loss coming on the road vs. Marshall (who is 6-0 and ranked No. 16 in the country.) The Owls used to be known for their offense under Lane Kiffin, but this year they've been getting the job done with great defensive play, holding the opposition to just 20 PPG. RB Malcolm Davidson has been a bright spot on the offense, averaging 7.5 yards per carry.

The picks: FIU has only played three games so far this year. In its last game back on October 23rd it lost 19-10 to Jacksonville State. The Golden Panthers are a poor 1-4 ATS in their last five at home and only 1-5 ATS in their last six conference games. The Owls on the other hand are a sharp 8-1 ATS in their last nine on the road and 6-0 ATS in their last six following an ATS loss. FIU has been out of action too long and I have a hard time seeing it keeping pace down the stretch. The FAU defense has yet to give up 20 points all season, so consider laying the points on the visitors in this matchup.

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