The set-up: EMU is 0-2 and Toledo is 1-1. Both teams have bowl aspirations and each is looking to bounce back. Toledo averages 38 PPG, but its weakness on the defensive side (last week it gave up two late TDs to WMU to fall 41-38.)

The picks: EMU though allows 32.5 PPG, which doesn't bode well facing this high-flying Toledo offense. Finally note that nine of these team's last 13 in the series against each other have also flown "over" the posted number. This one has "shootout" written all over it in my opinion, consider the "over."

This is a 1* FREE PLAY on the OVER Toledo/EMU.