The set-up: Toledo is 16-4 and Ball State is just 6-9. Outright win? I'm not predicting that, but I do definitely think the stage is set for a much more competitive battle than what this spread would suggest. Toledo has won five straight, including a 15 point victory over Akron last time out. Winning, especially at the College level, can lead to complacency.

The pick: Ball State won't be lacking for motivation here, as it's facing the top team in the league on its own floor, while it will also be trying to erase a four-game slide. Last time out the Cardinals fell by 20 points to the Bulls. Toledo has hit a very "vanilla" part of its schedule, with NIU up next and I think it finally comes out a bit flat here. I'll point out as well that Ball State is 7-2 ATS in its last nine home games after scoring 60 or less points in a SU/ATS loss in its previous outing. Grab the points.

This is a 10* MAC GAME OF THE MONTH on Ball State.