The set-up: The 49ers are third in the Conference USA and 47th in the country in scoring defense, limiting their opposition to just 64.9 PPG. Charlotte is also proficient from the charity stripe, ranked third in the conference. Charlotte took both meetings last year, this is the first this season. However note that the 49ers lost to UTEP 57-53 the last time these teams played in El Paso back in 2019, so the visiting side won't be taking anything for granted.

The pick: The Miners are 10-10 overall and 6-8 in league play. UTEP averages 71 PPG, and it allows 69.6. Note though that Charlotte has done extremely well in this spot for bettors, going 7-2 ATS in its last nine conference road games as an underdog in the +4.5 to +6.5 points range. This one is going to come down to the final moments, so I'm grabbing the points.

This is a 10* COACH'S CORNER on Charlotte.