While Andy Reid is clearly the better coach, having this game on Thursday actually hurts the Chiefs, as it cuts down on his ability to put in a full game plan. There is also the situation of Kansas City going to overtime Sunday, and playing on a short week after a very physical game with the Ravens.

We saw last week how a team without a passing game can beat these Chiefs, the Chargers have the ability to beat you through the air and on the ground. And we all know Los Angeles has the clearly better defense.

The Chiefs have gone just 1-4-1 ATS since starting the season 7-0 ATS. I wouldn't call them overrated, but I would suggest they're not as good without Kareem Hunt plus the opposing teams have more film on them. The Chargers come in on a three-game win streak and can pull even with the Chiefs by winning. Because I like the Chargers' defense much more and the Chargers basically play on the road every week, I'm on the Chargers taking the 3.5 points here on Thursday night.